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Using 7% HELOC to Pay off a 3% Mortgage?Key Details About Home Equity Loans in Oklahoma � Borrow up to % of your current home equity. � Choose a loan term of 5, 7, or 10 years to suit your budget and. Home Equity Loans � The convenience of a fixed monthly payment and interest rate � The opportunity to borrow up to % of your home's value. � Potential tax. BancFirst in Oklahoma offers a variety of home equity loans and home equity lines of credit options to fit your needs. Explore our rates and apply today.