What is the current prime rate in the us

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Understanding the Current Prime Rate
Index performance for Prime Rate by Country United States (PRIME) including value, chart, profile & other market data. Historical Prime Rate ; � 11/8/, % ; � 12/16/, % ; � 6/29/, % ; � 2/3/, % ; � 11/15/ The current Bank of America, N.A. prime rate is % (rate effective as of November 8, ). The prime rate is set by Bank of America based on various.

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However, fixed-rate loans are only affected by the prime rate when they are originally borrowed, as fixed-rate loans don't fluctuate with the changing prime rate. Bank of America does not assume liability for any loss or damage resulting from anyone's reliance on the information provided. Work with us. Moreover, some financial institutions use Prime as an index for pricing certain time-deposit products like variable-rate Certificates of Deposit. It alters when three-quarters of these financial institutions adjust their rates.

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