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Exploring the Wealth of Cash Sign Up Bonuses with BMO Checking Accounts - Bank $250-$400BMO is offering up to $ in cash bonuses on its Smart Advantage Checking Account, Smart Money Checking Account and Relationship Checking Account. You can earn up to $ with a checking account bonus and up to $60 with a savings account bonus. Are BMO Promotions Taxable? Yes, you may be. For every month your Savings Builder account balance grows by at least $, we will credit the account with a $5 savings reward within 5 calendar days after.