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BMO Harris Bank Credit Cards - Worth A Road Trip?For travelers: BMO Premium Rewards Credit Card � 10% bonus points on your account anniversary (10% of total purchases made in the previous year). 5x points on Airfare � 4x points on Dining � 3x points on Hotels � 2x points on Personal Transportation Services � 1x points on all other purchases. Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by.