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The product, which has been dubbed 'SmartBank', is an innovative mobile app that allows users to manage their finances on-the-go. Bank of the West is a trade name used by BMO Harris Bank NA. Banking products and services are subject to approval and are provided by BMO Harris Bank NA. FDIC Insured - Backed by the full faith and credit of the U.S. Government. Online Banking. Select an Account. Select Account, Personal, Business.

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Now apply for a mortgage online with quick and easy steps! Note: you must have an existing online banking profile in order to access your accounts through mobility. What does an independent bank mean to you?