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What Is A Standard Variable Rate (SVR) Mortgage?A variable-rate mortgage is a home loan with no fixed interest rate. Instead, interest payments are adjusted at a level above a specific benchmark or. A variable rate mortgage is a type of mortgage in which your interest rate, and in turn your monthly repayments, can go up or down. Variable rate deals fall. A variable rate mortgage will fluctuate with the CIBC Prime rate throughout the mortgage term. While your regular payment will remain constant.
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