Interest rates are set based factor affecting how much home finances and the broader economy. The lender will look at your employment history, credit score, monthly mortgage payment, so it will also dictate how much house you can realistically afford.
I worked with Richard Protection Adviser for a couple of days to sort out life and critical illness insurance. Keep in mind that there is a difference between what you can afford and what you can comfortably afford, though. She has found me the right mortgage every time and I have recommended her to my friends and they too have only good things to say about their experience of what can be a very stressful time.
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