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BMO App Not Working: How to Fix Bank of Montreal App Not WorkingAlso, you may need to navigate to BMO's website and allow your accounts for third-party access (or something along those lines). I hope this. Jennifer Christine. Bank app still not working � 4 yrs. BMO customers will now have fee-free debit card access to Bank Note: SCRA does not cover deposit products, such a demand deposit accounts or savings accounts.